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Bad Credit Car Loans

If you have credit problems, you can get the financing you need for the vehicle you want....and help yourself re-establish your credit while driving your new used vehicle! Don't be taken advantage of because of your credit history. Lenz Sales & Leasing, Inc. can arrange all of your financing and take the hassles out of your next car buying experience.

Lenz Sales & Leasing, Inc. specializes in bad credit auto loans and special finance options for consumers with less than perfect credit. Lenz Sales & Leasing, Inc. offers bad credit car loan programs designed especially for auto, car and truck buyers with credit problems, no credit, or unique sub prime auto loan requirements. Lenz Sales & Leasing, Inc. helps you qualify for bad credit auto loans, a bad credit car or truck loan, or a special finance auto loan regardless of your credit problems or automotive financing loan payment history. Lenz Sales & Leasing, Inc. also offers financing for customers who are going to file bankruptcy, in the middle of a bankruptcy, or discharged from a bankruptcy... GUARANTEED!

We offer bad credit auto loans, no credit car loan financing, sub prime truck loans, special finance leads, and sub prime automotive financing in all 50 states.

Lenz Sales & Leasing, Inc. now offers bad credit auto loans, car loan, and special finance truck loans throughout Canada and in most major Canadian cities: Calgary, Edmonton, Montreal, Ottawa, Toronto, Vancouver, Windsor, and Winnipeg.

Bad Credit Auto Loans

Same Day Special Finance Auto Loan Approval regardless of your Credit Rating or Car Loan Payment History. Lenz Sales & Leasing, Inc. specializes in bad credit auto loans and special finance loan options for automotive financing consumers with credit problems.

Lenz Sales & Leasing, Inc. specialize in bad credit auto loan and bad credit car loan financing programs specifically established for bad credit car loan buyers with credit problems and unique sub prime auto loan requirements.

Lenz Sales & Leasing, Inc. helps vehicle buyers throughout North America who have been turned away from traditional dealerships qualify for bad credit auto loans, bad credit car loans, bad credit truck loan, special finance loan programs, and automotive financing approval regardless of credit problems or car loan payment history.

Lenz Sales & Leasing, Inc. is dedicated to assisting car buyers with credit problems an easy way to get same day automotive financing loan approval for that special used vehicle and simultaneously re-establish credit.

We want your car buying experience to be positive, quick and hassle-free. We also want you to be aware of the power a car loan has in helping you to re-establish your credit. Our goal is to help all parties' involved work together smoothly so that everyone benefits from their involvement.

LENZ Sales & Leasing, Inc. has an exceptional record of helping car buyers with credit problems.

We have 20 years of practice in the special finance industry and work directly with special finance lenders. The knowledge and expertise we have gained through years of bad credit car loan financing experience enables us to give you the best assistance possible for your personal situation.

Frequently Asked Questions

These are some answers to some commonly asked questions about our company and the automotive financing services we offer. If you have additional questions not listed below, please feel free to call us toll free at 1-866-606-9906 or e-mail us directly.

How is Lenz Sales & Leasing, Inc. different than most other online companies who offer financing?

Other car loan approval companies take your credit information and sell it to auto dealers who will then try to get you a loan. If the dealer can not obtain financing you are out of luck. Lenz Sales & Leasing, Inc. can guarantee you a car loan on any vehicle! Lenz Sales & Leasing, Inc. does not just try to get you a loan, or advertise that we can get 99% of our customers approved, or worse yet advertise that every application is accepted (any dealer can simply accept an application; accepting and approving are very different!). Every customer who applies for a loan gets an approval on that vehicle.....GUARANTEED!

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How do I know if I can qualify for a loan to purchase a vehicle?

Every person is approved.....GUARANTEED!

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Does buying a pre-owned vehicle really help me reestablish my credit ?

Yes, when checking with the credit bureau, many lending institutions look at automobile loans closer than any other type of loan (other than home loans) to verify your credit standing. Buying a car from a "buy here, pay here" lot that does not report to the credit reporting agency is simply not very smart because it does not help your credit record at all. Lenz Sales & Leasing, Inc. will report your payment history to all three credit bureaus. When you make a payment on time it improves your credit score.

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What are the benefits of using Lenz Sales & Leasing, Inc. over going to a different dealership?

In most cases, if you have credit problems and go directly to a dealership other then Lenz Sales & Leasing, Inc., you are more than likely to have an unsatisfactory experience. First of all, once they learn your credit is less than perfect, the way they treat you will change from friendly and courteous to not so friendly. Second, they will most likely show you a very low quality, limited selection of cars....far from the type you may desire. You can avoid all these unnecessary hassles with Lenz Sales & Leasing, Inc. and feel confident that you will already be approved before you walk into our dealership. You will then be treated with the respect you deserve.

Lenz Sales & Leasing, Inc. has lending sources available that no other dealers have. If you have been to another dealer and your visit was less than perfect, you will now find with Lenz Sales & Leasing, Inc. that you will get the help and answers you need.

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How can Lenz Sales & Leasing, Inc. get me approved when no one else can?

Guaranteed Credit Approval works like this: If someone has perfect, good, or average credit, and they want to buy a $5,000 car, they simply go down to a dealership and sign papers. The dealership then sends those papers to a bank. The bank then gives the dealership $5,000 and the customer pays back the bank over a period of time. The bank does this because that customer's credit history shows they will likely pay them back. If a customer does not have a good history in his/her credit report the bank will not give a loan to the customer because the they are unlikely to pay the loan back. This is where Lenz Sales, Inc. is different. If a customer has bad credit and Lenz Sales, Inc. can not get a bank to loan you money then we go though our Guaranteed Credit Approval bank. The bad credit customer signs the same papers as would the person with perfect, good, or average credit. Lenz Sales, Inc. then sends those papers to the bank. Lenz Sales, Inc. does not get the entire $5,000 up front. Instead Lenz Sales, Inc. gets maybe $1,000 from the bank. Then as the customer pays the bank the bank pays Lenz Sales, Inc. That is why everyone is Guaranteed Approved, because the bank can't loose. The bank is only advancing a small portion of the loan amount. Lenz Sales, Inc. is the one giving the customer a chance, and if the customer makes consistent payments to the bank they can better their credit score because the bank will report the customer's payment history to all three credit bureaus. This gives the customer one last chance to get their credit back in good standing with all other banks.

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Contact Us
Have questions or need help? Our friendly staff is available to answer any questions you may have.
(888) 536-9878
Monday - Friday
9:00 AM - 7:00 PM
9:00 AM - 3:00 PM

At Lenz Truck Center, we're about quality

Tough exteriors, quality engines and comfortable interiors are just some of the characteristics shared by the stock of used trucks at Lenz Truck Center. We remain a leader among SUV and truck dealers in the Midwest because we're not willing to compromise on price or quality, and we don't think you should have to either.

Our used trucks lot right here in Wisconsin is known not only for the budget-friendly used trucks it houses, but also for Lenz Truck Center's unwavering pledge to sell only the best. That's why we have our own Full Service Repair shop - to make sure all the vehicles on our lot are inspected and serviced to Lenz Truck Center standards.

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